FDIC-Insured - Backed by the full faith and credit of the U.S. Government

ONLINE BANKING

Secure, easy access to your money is essential.

WHICH ACCOUNT WORKS BEST FOR YOU?

Wolf River Community Bank checking accounts give you access to free online and mobile banking, bill pay, overdraft protection, digital wallets, and your choice of 4 debit card styles. Most checking accounts earn interest and offer refunds on ATM fees.

COMPARE CHECKING ACCOUNTS

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Essential Checking

If you’re looking for a truly simple checking account, consider Essential Checking.

Earn Interest


Nationwide ATM Fee Refunds (up to $10 per statement cycle)


Free Checks (initial order only with new account)


Unlimited Check Writing


Minimum to Open

$100


Minimum Balance

None


eStatements Required

Optional to avoid fee


Direct Deposit Required

Optional to avoid fee


Monthly Service Charge

Avoid a $3 fee with eStatements OR direct deposit


Smart Move Savings Option


A smiling young woman takes a picture with her smart phone of a check or paycheck for digital electronic depositing, also known as Remote Deposit Capture. She sits in a coffee shop, enjoying an espresso latte. Bright sunlight shines in the window.

eChecking

Our eChecking account is easy, convenient banking highlighting no fees with eStatements and direct deposit.

Earn Interest


Nationwide ATM Fee Refunds (up to $10 per statement cycle)


Free Checks (initial order only with new account)


Unlimited Check Writing


Minimum to Open

$100


Minimum Balance

None


eStatements Required


Direct Deposit Required


Monthly Service Charge

Avoid a $10 fee and forfeiture of ATM fee refunds with eStatements AND direct deposit


Smart Move Savings Option


woman sitting at a table filling out a checkbook

Connection Checking

If you’re looking to make the most of your banking relationship, Connection Checking provides you with a comprehensive bank account.

Earn Interest


Nationwide ATM Fee Refunds (up to $10 per statement cycle)


Free Checks (initial order only with new account)


Unlimited Check Writing


Minimum to Open

$100


Minimum Balance

$2,500 daily balance OR $10,000 in total deposit relationship


eStatements Required


Direct Deposit Required


Monthly Service Charge

Avoid a $10 fee and forfeiture of ATM fee refunds with $2,500 daily min. balance OR $10,000 in total deposit relationship


Smart Move Savings Option


PICK YOUR PLASTIC

We’re not a one-size-fits-all kind of bank, and neither is your debit card. Choose your favorite debit card design and enjoy a personalized banking experience from Wolf River Community Bank!

Choose from 4 designs – Everyone will receive the “Geometric Blue” design. If you are interested in one of our other 3 designs (Mosaic Fuchsia, Scenic River or Black Pinstripe), they are available for a $10 fee.

Printed in-branch instantly – If your card ever gets compromised, lost, or worn, you can stop by the bank during our lobby hours and get one printed instantly!

Automate Your Savings

Checking Account FAQs

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Why should I open a checking account?
  • Safe and Convenient: A checking account provides a safe and convenient way to store and manage your money. With a checking account, you can easily deposit and withdraw money, write checks, pay bills, and make purchases using a debit card.
  • Easy to Access: A checking account gives you easy access to your money. You can withdraw cash from an ATM, make purchases with your debit card, or transfer money online or via mobile banking.
  • Cost-Effective: An account can be an affordable way to manage your money, especially compared to alternative options like prepaid debit cards or check-cashing services.
  • Build Credit: Regular use of a checking account can help you build credit. Paying bills and making regular deposits can demonstrate financial responsibility and help establish a positive credit history.
  • Overdraft Protection: This protection can help prevent costly overdraft fees. Overdraft protection can link your checking account to a savings account or line of credit, so funds are automatically transferred to cover any overdrafts.
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What is overdraft protection?

Overdraft protection is a service offered to avoid costly overdraft fees. It works by linking your checking account to another account, such as a savings account or line of credit. If your checking account has insufficient funds to cover a transaction, the bank will automatically transfer funds from the linked account to cover the transaction, thus avoiding an overdraft fee.

To take advantage of this service and make the transfer, there must be money in the savings or line of credit account. At Wolf River Community Bank, it is complimentary to sign up for overdraft protection and there’s a small fee when the overdraft occurs. Once set up and an overdraft occurs, we will pull from your savings or line of credit in increments of $100.

Don’t have overdraft protection yet? Contact us to get started

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Do you have a mobile app?

Yes, with the Wolf River Community Bank mobile app, your finances are at your fingertips. You can view account balances, transfer funds, view transaction history, deposit checks, receive account alerts, pay bills, set travel notices, and instantly turn your debit card on/off if it’s lost, stolen or compromised.  You can check your balance at-a-glance, log in quickly and securely with fingerprint recognition and receive account alerts via text or push notification to notify you of potential fraud, deposits or withdrawals or when a payment is made. Download our app.

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Can I use a mobile or digital wallet?

Yes, pay on the go with mobile and wearable payment options. Digital wallets provide you with a quick and simple way to make secure purchases through a smartphone, smartwatch or fitness tracker. Use for contactless card payments (tap to pay) and one-click online checkout. Use your Wolf River Community Bank debit or credit card with Apple Pay®, Google Pay™, or Garmin Pay™!

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Why should I sign up for eStatements?
  • Security – Eliminate the risk of your mailed statement being lost or stolen.
  • Accessibility – View, print or download up to 18 months of archived statements anywhere you can access online banking.
  • Eco-friendly – Save a few trees!
  • Time saving – Fast delivery! No more waiting for snail mail to deliver key financial information.
  • Organization – Reduce paper clutter!
  • Money saving – eStatements can help reduce or eliminate monthly service charges for our Essential and eChecking accounts!
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How do I enroll in eStatements?

You must first be enrolled in Online or Mobile Banking before enrolling in eStatements.  Once in Online or Mobile Banking, it’s quick and easy to sign up for eStatements.

  1. Login to Online or Mobile Banking.
  2. Click DOCUMENTS in the menu.
  3. Select the document type: STATEMENTS.
  4. Select any accounts for which you’d like to receive eStatements or click SELECT ALL.
  5. You will be presented with the Terms and Conditions.
  6. Read through the terms, scroll to the bottom, and select VIEW TEST DOCUMENT which will download a PDF.
  7. Click SELECT ALL, then ACCEPT TERMS to accept the terms and conditions.
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How do I switch from my bank to Wolf River Community Bank?

Making the switch to Wolf River Community Bank is easy! You can choose to visit one of our offices where we can help you:

  • Select and open a new Wolf River Community Bank checking account.
  • Transfer direct deposits and automated transfers to your new account.
  • Close your old accounts with your existing bank, credit union, etc.

Schedule an appointment

Chat with a representative