FDIC-Insured - Backed by the full faith and credit of the U.S. Government

ONLINE BANKING

Streamline your financial operations.

TAP INTO OUR TREASURY MANAGEMENT SOLUTIONS.

Effective Treasury Management is critical for the success of any business or organization. It helps ensure that your organization has sufficient liquidity to meet its financial obligations and fund its operations, while also managing financial risks, streamlining payables and maximizing financial returns.  Wolf River Community Bank offers convenient Treasury and Cash Management solutions like:

finance icon

Payables & Receivables

Streamline operational efficiencies by taking control of your outbound payments and getting paid faster.

Our payables solutions include ACH Origination, Business Bill Pay, Wire Transfers, Payroll transfers, Vendor Payments and Customer Receipts.

Remote Deposit Capture allows you to deposit checks electronically without leaving your desk.

schedule icon

Liquidity Management

Move money with the click of a button, putting it to work for you.

Our services include Account and Line of Credit Sweeps, Business Online Banking and Business Checking, Savings and Money Market Accounts.

transition icon

Merchant Services

Accept payments every way your customer wants to pay.

Clover® Point-of-Sale Systems can help you:

  • Accept more types of payments including EMV® chip cards, Apple Pay®, Google Pay®, Samsung Pay®, PayPal and Venmo
  • Protect your customers, business and reputation from fraud with built-in security
  • Generate more visits and more sales through mobile loyalty and rewards programs
  • Uncover new insights and compare sales against competition within your market
  • Manage inventory, employee schedules, payroll and more

Learn more about Clover

services icon

Security

Add extra layers of protection to keep your business accounts secure.

We have a Soft Token app that generates a secure, one-time password to use each time you login to your account.

Learn more about Soft Tokens

Checkbook

Positive Pay

Protect your business from financial losses due to fraudulent, altered, or counterfeit checks, as well as deceptive ACH postings.

Our automated fraud detection tool matches the account number, check number, dollar amount and payee of each check that’s presented for payment against a list of checks you previously authorized and issued. It also allows you to manage and monitor ACH debits and credits.

With Positive Pay, you can receive alerts for various scenarios, such as:

  • Checks paid not issued.
  • Mismatched payee or amounts.
  • Void or stop items.

Simply upload your check register nightly, and in the event of a flagged check or ACH debit, you will receive a notification allowing you to review and make a decision on the transaction in question.

Learn more about Positive Pay

loans icon

Autobooks

Effortlessly send branded invoices, accept payments and donations, and access accounting reports - all within your online banking or mobile app.

Get paid faster with Autobooks where you can:

  • Share a secure payment link by text, email, your social media or website.
  • Get on-the-spot payments.
  • Display unique QR codes.
  • Send professional invoices.

There’s no hidden fees, no contracts, and no usage agreements, just a small, flat-rate percentage for each payment transaction and the option to upgrade to the accounting and reporting functions.

Learn more about Autobooks

Benefits to implementing Treasury Management services:

Double Chevron
Improved Cash Management

Effective treasury management can help your organization optimize cash balances, ensuring that you have sufficient liquidity to meet your financial obligations while also maximizing your returns on excess cash.

Double Chevron
Reduced Financial Risk

Treasury management can help your organization identify and manage financial risks such as currency risk, interest rate risk, check and ACH fraud, and credit risk, thereby reducing your exposure to potential losses.

Double Chevron
Enhanced Financial Position

Effective treasury management can help your organization improve your overall financial position by maximizing your returns on investments and reducing financial risk.

Double Chevron
Improved Operational Efficiency

Streamlining payment systems and optimizing cash management processes can help your organization improve operational efficiency, reducing costs and improving cash flow.

Connect with a Treasury Management Officer

How can we help your business?


    Amanda Hayden

    Amanda Hayden

    Treasury Management Officer

    Meet Amanda

    Chat with a representative